Blog & Resources

Protect yourself against health insurance surprise billing by learning how it happens.

If you have a high-deductible health insurance plan, you can allocate tax-free income toward your health with a health savings account.

A good health insurance plan provides protection in case of an accident or major illness. Take time now to learn how it helps with this simple guide.

Know about all the health insurance options and learn how to choose a plan that best fits your lifestyle, budget and coverage needs before you pick a plan.

Citizens Federal announces a new addition to its Board of Directors

Explore the intricacies of life insurance, including term, whole, and supplementary life insurance, etc., and how each has its own purposes and benefits.

The goal of our Student Banking Program is to help students become competent and confident in managing money. What does that mean? Another way to say it: to help students gain financial literacy. But what is financial literacy? We searched for a definition, and surprisingly, it wasn't easy to find a clear, agreed-upon definition. We found lengthy descriptions or definitions that other people had created for their own purposes. So, we decided to try making our own definition. Here's what we came up with.

When considering purchasing a home, a common question arises: should you get pre-approved? We think the answer is yes! A pre-approval signifies a lender's willingness to grant you a loan based on the information you provide. It provides evidence to the seller and the real estate agent that you have the financial means to buy a home and at what price.

Congratulations on starting your homebuying journey! Buying a home is an exciting, sometimes nerve-wracking, process. Don’t worry, you’ve got this, and we’re here to help. Whether you’re just beginning to think about buying a home or maybe you’ve already begun house shopping, getting pre-approved is an important step in the homebuying process. If you’re a first-time homebuyer, you may have some questions, so let’s start with the basics.