﻿<?xml version="1.0" encoding="utf-8"?><!--RSS Genrated: Thu, 30 Apr 2026 23:00:47 GMT--><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:ev="http://purl.org/rss/1.0/modules/event/"><channel><title>Citizens Federal Savings and Loan</title><link>https://www.cfsl.bank:443/Personal-Banking/Account-Services/Blog-Resources/rss/610</link><atom:link href="https://www.cfsl.bank:443/Personal-Banking/Account-Services/Blog-Resources/rss/610" rel="self" type="application/rss+xml" /><description>RSS document</description><item><dc:creator><![CDATA[Kyle Brunner]]></dc:creator><title><![CDATA[How Do I Build Credit?]]></title><link>https://www.cfsl.bank/Personal-Banking/Account-Services/Blog-Resources/how-do-i-build-credit</link><description><![CDATA[   

 How it Works 

 A good FICO® Score, the most widely used credit score, has a major impact on your finances, so it’s important to start out strong. In this Coach session, learn how to build ...]]></description><pubDate>Tue, 28 Apr 2026 17:58:00 GMT</pubDate><guid>https://www.cfsl.bank/Personal-Banking/Account-Services/Blog-Resources/how-do-i-build-credit</guid><dc:identifier><![CDATA[0f9f6477-1cbe-4158-b795-c680c07a2fcb-77]]></dc:identifier></item><item><dc:creator><![CDATA[Kyle Brunner]]></dc:creator><title><![CDATA[Teach Financial Literacy at Home]]></title><link>https://www.cfsl.bank/Personal-Banking/Account-Services/Blog-Resources/teach-financial-literacy-at-home</link><description><![CDATA[   

 It's crucial for your family to know the basics of financial literacy, but how do you approach teaching them? Luckily, you're making financial decisions every day—you simply need to let your ...]]></description><pubDate>Thu, 23 Apr 2026 21:08:00 GMT</pubDate><guid>https://www.cfsl.bank/Personal-Banking/Account-Services/Blog-Resources/teach-financial-literacy-at-home</guid><dc:identifier><![CDATA[0f9f6477-1cbe-4158-b795-c680c07a2fcb-76]]></dc:identifier></item><item><dc:creator><![CDATA[Kyle Brunner]]></dc:creator><title><![CDATA[Budget Calculator]]></title><link>https://www.cfsl.bank/Personal-Banking/Account-Services/Blog-Resources/budget-calculator</link><description><![CDATA[   

 How It Works 

 Budgeting helps you meet your goals and prioritize your expenses. Creating a list of how much money comes in and how it’s spent is the first thing you should tackle when ...]]></description><pubDate>Tue, 21 Apr 2026 17:58:00 GMT</pubDate><guid>https://www.cfsl.bank/Personal-Banking/Account-Services/Blog-Resources/budget-calculator</guid><dc:identifier><![CDATA[0f9f6477-1cbe-4158-b795-c680c07a2fcb-75]]></dc:identifier></item><item><dc:creator><![CDATA[Kyle Brunner]]></dc:creator><title><![CDATA[How to Manage Your Debt: Strategies & Tools]]></title><link>https://www.cfsl.bank/Personal-Banking/Account-Services/Blog-Resources/how-to-manage-your-debt-strategies-tools</link><description><![CDATA[   

 There isn’t just one reason that people fall into debt. It’s a complex issue and solutions aren’t one-size-fits-all. Discover how to start managing your debt with these tips and tools. 

 ...]]></description><pubDate>Thu, 16 Apr 2026 15:29:00 GMT</pubDate><guid>https://www.cfsl.bank/Personal-Banking/Account-Services/Blog-Resources/how-to-manage-your-debt-strategies-tools</guid><dc:identifier><![CDATA[0f9f6477-1cbe-4158-b795-c680c07a2fcb-74]]></dc:identifier></item><item><dc:creator><![CDATA[Kyle Brunner]]></dc:creator><title><![CDATA[50/30/20 Rule]]></title><link>https://www.cfsl.bank/Personal-Banking/Account-Services/Blog-Resources/503020-rule</link><description><![CDATA[   

 The 50/30/20 rule is a simple, practical rule of thumb for individuals who want an easy, effective budget. It offers guidelines for enjoying your income while putting savings on autopilot. ...]]></description><pubDate>Tue, 14 Apr 2026 13:20:00 GMT</pubDate><guid>https://www.cfsl.bank/Personal-Banking/Account-Services/Blog-Resources/503020-rule</guid><dc:identifier><![CDATA[0f9f6477-1cbe-4158-b795-c680c07a2fcb-73]]></dc:identifier></item><item><dc:creator><![CDATA[Kyle Brunner]]></dc:creator><title><![CDATA[What is Financial Literacy?]]></title><link>https://www.cfsl.bank/Personal-Banking/Account-Services/Blog-Resources/what-is-financial-literacy-1</link><description><![CDATA[   

 Financial literacy is knowing what finances are and how to spend, save, and manage money effectively. But it’s not a light switch—you don’t flip the switch and be done with it. 

 ...]]></description><pubDate>Thu, 02 Apr 2026 16:55:00 GMT</pubDate><guid>https://www.cfsl.bank/Personal-Banking/Account-Services/Blog-Resources/what-is-financial-literacy-1</guid><dc:identifier><![CDATA[0f9f6477-1cbe-4158-b795-c680c07a2fcb-72]]></dc:identifier></item><item><dc:creator><![CDATA[Kyle Brunner]]></dc:creator><title><![CDATA[What is a Recession?]]></title><link>https://www.cfsl.bank/Personal-Banking/Account-Services/Blog-Resources/what-is-a-recession</link><description><![CDATA[   

 In the most broad terms, a recession is a period of multiple months where the economy declines. That means that there’s less money being spent by the general public and higher rates of ...]]></description><pubDate>Fri, 06 Feb 2026 17:11:00 GMT</pubDate><guid>https://www.cfsl.bank/Personal-Banking/Account-Services/Blog-Resources/what-is-a-recession</guid><dc:identifier><![CDATA[0f9f6477-1cbe-4158-b795-c680c07a2fcb-71]]></dc:identifier></item><item><dc:creator><![CDATA[Kyle Brunner]]></dc:creator><title><![CDATA[Financial Steps After the Death of a Loved One]]></title><link>https://www.cfsl.bank/Personal-Banking/Account-Services/Blog-Resources/financial-steps-after-the-death-of-a-loved-one</link><description><![CDATA[   

 It’s hard to think about finances when you’re grappling with the death of a loved one. There are, however, important steps to take when it comes to settling affairs after someone passes. As ...]]></description><pubDate>Fri, 06 Feb 2026 17:08:00 GMT</pubDate><guid>https://www.cfsl.bank/Personal-Banking/Account-Services/Blog-Resources/financial-steps-after-the-death-of-a-loved-one</guid><dc:identifier><![CDATA[0f9f6477-1cbe-4158-b795-c680c07a2fcb-70]]></dc:identifier></item><item><dc:creator><![CDATA[Kyle Brunner]]></dc:creator><title><![CDATA[What is a Bull or Bear Market? And Other Market Terms]]></title><link>https://www.cfsl.bank/Personal-Banking/Account-Services/Blog-Resources/what-is-a-bull-or-bear-market-and-other-market-terms</link><description><![CDATA[   

 Financial news throws around a lot of confusing terms. Unless you know bear from bull, red from black, and The Dow from The NASDAQ, it can be hard to understand exactly what is being said. ...]]></description><pubDate>Fri, 06 Feb 2026 17:04:00 GMT</pubDate><guid>https://www.cfsl.bank/Personal-Banking/Account-Services/Blog-Resources/what-is-a-bull-or-bear-market-and-other-market-terms</guid><dc:identifier><![CDATA[0f9f6477-1cbe-4158-b795-c680c07a2fcb-69]]></dc:identifier></item><item><dc:creator><![CDATA[Kyle Brunner]]></dc:creator><title><![CDATA[Changes to the 2024-2025 FAFSA Form]]></title><link>https://www.cfsl.bank/Personal-Banking/Account-Services/Blog-Resources/changes-to-the-2024-2025-fafsa-form</link><description><![CDATA[   

 The government has rolled out significant changes to the 2024-2025 Free Application for Federal Student Aid (FAFSA). Get caught up on all the updates so you can fill out your FAFSA ...]]></description><pubDate>Fri, 06 Feb 2026 17:02:00 GMT</pubDate><guid>https://www.cfsl.bank/Personal-Banking/Account-Services/Blog-Resources/changes-to-the-2024-2025-fafsa-form</guid><dc:identifier><![CDATA[0f9f6477-1cbe-4158-b795-c680c07a2fcb-68]]></dc:identifier></item></channel></rss>