Blog & Resources

The goal of our Student Banking Program is to help students become competent and confident in managing money. What does that mean? Another way to say it: to help students gain financial literacy. But what is financial literacy? We searched for a definition, and surprisingly, it wasn't easy to find a clear, agreed-upon definition. We found lengthy descriptions or definitions that other people had created for their own purposes. So, we decided to try making our own definition. Here's what we came up with.

The .bank domain is a specialized extension created for and used exclusively by banks. Unlike generic domain extensions, such as .com or .net, the .bank domain is engineered to provide an enhanced level of security for both banks and their customers. This extension is governed by strict guidelines and security requirements, making it a superior choice for Citizens Federal as we continually work to fortify our online presence.

When considering purchasing a home, a common question arises: should you get pre-approved? We think the answer is yes! A pre-approval signifies a lender's willingness to grant you a loan based on the information you provide. It provides evidence to the seller and the real estate agent that you have the financial means to buy a home and at what price.

When considering purchasing a home, a common question arises: should you get pre-approved? We think the answer is yes! A pre-approval signifies a lender's willingness to grant you a loan based on the information you provide. It provides evidence to the seller and the real estate agent that you have the financial means to buy a home and at what price.

Congratulations on starting your homebuying journey! Buying a home is an exciting, sometimes nerve-wracking, process. Don’t worry, you’ve got this, and we’re here to help. Whether you’re just beginning to think about buying a home or maybe you’ve already begun house shopping, getting pre-approved is an important step in the homebuying process. If you’re a first-time homebuyer, you may have some questions, so let’s start with the basics.