The goal of our Student Banking Program is to help students become competent and confident in managing money. What does that mean? Another way to say it: to help students gain financial literacy. But what is financial literacy? We searched for a definition, and surprisingly, it wasn't easy to find a clear, agreed-upon definition. We found lengthy descriptions or definitions that other people had created for their own purposes. So, we decided to try making our own definition. Here's what we came up with.