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ONLINE ACCOUNT ACCESS

Student Banking Program

We created our Student Banking Program to give students the tools and resources to become competent and confident in managing money. The three pillars of our program are Student Accounts, Rewards, and Financial Literacy.

Student Checking

Checking accounts offer a secure and convenient way to manage and spend your money daily. Check out the rest of the account features to learn more about what our Student Checking has to offer!

Account features

  • No monthly service fee
  • Open the account with just $5
  • Online & mobile banking
  • Transfer funds between accounts
  • Mobile deposits
  • Digital wallet
  • Direct deposit
  • eStatements ($3.00/month paper statement fee)

Student Savings

Spending money is easy, but saving money effectively takes the right account, a plan, and a purpose. Our Student Savings can be the first step to building a firm financial foundation for the future. Check out the rest of the account features to learn more about what our Student Savings has to offer!

Account features

  • No monthly service fee
  • Open the account with just $5
  • Earn higher interest
  • Transfer to checking for purchases
  • Online & mobile banking

Rewards Program

Our Rewards Program currently partners with Dairy Queen of Bellefontaine, Sweet Aromas, Candy Craze, and City Sweets & Creamery to offer delicious rewards! After signing up for our Rewards Program, eligible students will receive a rewards card. After ten qualifying deposits of $1.00 or more into your Student Account, you can visit our office to exchange your completed rewards card for a gift voucher of your choice to a participating business.

Terms and Conditions apply. Click here to read the full Terms and Conditions.

Program details

  • Participants must be an accountholder of a student account at Citizens Federal.
  • Participants must be no older than 26 years of age.
  • Participants must make 10 qualifying deposits to complete their rewards card.
  • Once completed, rewards cards can be redeemed for a gift voucher to a local business.

Current Reward Options

  • Dairy Queen of Bellefontaine - One Medium Blizzard
  • Sweet Aromas - One 16oz Frozen Frappé
  • Candy Craze - One Small Slushie
  • City Sweets & Creamery - One Milkshake

Financial Literacy

Our goal is to help students become competent and confident in managing money—in other words, to develop financial literacy. In our blog, "What is financial literacy?", we explain its three components: Competence, Finance, and Skill. Being financially literate means having sufficient knowledge of finance and applying it skillfully to achieve your goals.

Our Student Banking Program provides the resources and tools students need to grow their financial literacy. Our Student Checking and Savings accounts are excellent starting points. Additionally, Banzai is an incredible, free resource we're proud to offer. It covers topics ranging from emergency funds and budgeting to building credit and understanding stock market basics. Banzai provides valuable resources suitable for all ages and life stages. Click the link below and begin your financial literacy journey today!

Click here to start exploring Banzai today

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